FAQs: Financing

The short answer? It's easy, convenient, and it's the best option. We employ a swift process that keeps your interest rate and fees low. We work hard to find the best loan terms and our team makes a point to keep you in the know from start to finish.

Clement Automotive Group is committed to offering you the most competitive financing rates possible in St. Louis. How do we do this? By working with lots of lending institutions and being flexible regarding your credit history, loan terms, and past financial hardships or considerations, we are able to provide access to impressively low rates that put you behind the wheel of your dream car and still keep your bank account happy along the way.

Want to learn more about your specific loan rate? It's easy, call 314-427-2537 today.

Yes. Most car loans bundle the taxes, registration fees, and other related expenses into the loan. This is a great way to reduce the upfront expenditures associated with buying a car and registering it.

Yes. We know that being flexible with financing additional services over time goes a long way toward making the car-buying process more convenient and relaxed for everyone.

If you would like to take advantage of optional upgrades when financing your next car, truck, or SUV, let us know when you come in and we will be happy to help you spread out the cost of over the term of your loan.

Yes. Clement Auto Group offers zero down payment financing to qualified buyers. Let us know that you want to consider this option when the time comes to apply for a loan and we will help you get it done.

YES! We work with 70 different banks & lenders along with the CLEMENT CREDIT AMNESTY PROGRAM. We do not base their approvals on just your credit score, we look more at your ability to pay. We understand that bad things happen to good people and not everyone is going to have a perfect situation. We would love to help you reestablish your situation.

Yes. Connecting first-time buyers with the loan they need to purchase a new or used car is one of our many specialties. We work with 70 banks & lenders along with our FIRST TIME BUYERS PROGRAM.Call 314-427-2537 today and we will be happy to lay out how our approach makes financing easy and simple for newer and first-time car buyers. Our lenders will then base their approvals on your ability to pay not just your credit score.

Walk-in customers are always welcome, come on in and sit down for a chat regarding your car loan financing options at a time convenient for you. You can also call ahead to schedule an appointment with a friendly team member.

Financing a car places complete control in your hands for as long as you own your vehicle, while leasing is a temporary ownership arrangement that pre-negotiates the value of your car at the end of the lease. With a lease, you can switch into new cars every couple years and never be surprised by an unexpected dip in value. To determine which option works best for you, connect with us and we will layout the options in plain English which makes your decision easy.

We make buying your dream car fast and easy. Our streamlined car financing process ensures you're behind the wheel in no time. Count on us to have everything ready for a smooth pickup experience.

Curious if you qualify for a loan? Find out in minutes with our easy pre-approval tool. It’s quick, hassle-free, and won’t affect your credit score!

Being employed is just one of many factors that lenders consider during the car loan approval process. At Clement Supercenter, our finance experts work hard to secure the best loan options for your unique financial situation; even if you're not currently employed.

Lenders generally look for a steady income history to ensure you can repay the loan. This income doesn’t always have to come from a traditional job. If you have alternative income sources like retirement benefits, disability payments, freelance work, or investments, make sure to provide clear details. The more complete your financial picture, the easier it is for us to help you get approved for a car loan that works for you.

Walk-in customers are always welcome! Stop by at your convenience and sit down with one of our friendly finance experts to explore your car loan financing options - no appointment necessary.

Prefer to plan ahead? Give us a call to schedule a time that works best for you. Whether you walk in or book in advance, at Clement Supercenter, we're here to make your car buying experience simple, stress-free, and personalized.

Yes. Starting a new job is a big milestone and Clement Supercenter is here to make it even better by helping you finance the perfect vehicle. Whether you're upgrading your commute or celebrating a fresh start, our expert finance team is ready to connect you with the right auto loan at the lowest possible interest rate.

Your employment status is just one of many factors lenders consider when reviewing your application. So if you've recently started a new position or moved to a better opportunity, you can apply with confidence. We specialize in helping buyers at every stage of life secure affordable car financing tailored to their unique needs.

Getting approved for a loan as a self-employed tax payer is a simple matter. At Clement Supercenter, we make it simple and stress-free for self-employed individuals to get approved for a car loan. If you’re a freelancer, contractor, small business owner, or independent worker, we understand how your income might look different; but that won’t stop us from helping you drive away in the vehicle you need.

The key to success is verifying your income. Just provide documents like tax returns, bank statements, or canceled checks, and our finance experts will handle the rest. We specialize in auto financing for self-employed car buyers, making the process clear, convenient, and quick from start to finish.

Yes. Getting approved for the right loan as a person receiving disability and Social Security disbursements is a piece of cake with our helpful finance experts on your side. Many lending institutions consider these payments as sources of income when determining the type of loan you qualify for and the loan's total value which is a crucial fact that greatly improves your terms when you are approved for financing.

Good question. We've helped many customers in this situation secure the financing they need to get into a reliable and affordable used car. Thanks to our easy loan application process, all it takes is a few minutes to get the process started. We can often leverage our large network of banks to find a trusted partner that will make an exception if your life situation has improved markedly since the hiccup.

Yes. Connecting first-time buyers with the loan they need to purchase a new or used car is one of our many specialties. We work with 70 banks & lenders along with our FIRST TIME BUYERS PROGRAM. Call 636-946-4222 today and we will be happy to lay out how our approach makes financing easy and simple for newer and first-time car buyers. Our lenders will then base their approvals on your ability to pay not just your credit score.

At Clement Supercenter, we believe everyone deserves a second chance. That’s why we work with over 70 trusted banks and lenders, plus offer our exclusive Clement Credit Amnesty Program to help you get approved, even if your credit isn’t perfect.

Unlike other dealerships that focus only on credit scores, we look at the bigger picture - especially your current ability to make payments. We understand that life happens, and we're here to help you move forward by rebuilding your credit and driving away in a reliable vehicle.

Let us help you take the next step toward financial confidence and car ownership today.

Yes, Clement Supercenter proudly offers zero down payment financing to qualified buyers. If you're interested in driving home without putting any money down, just let our team know when you’re ready to apply for your auto loan. We’ll walk you through the process and help you explore all your options to secure the best financing terms available.

Yes. We know that being flexible with financing additional services over time goes a long way toward making the car-buying process more convenient and relaxed for everyone.

If you would like to take advantage of optional upgrades when financing your next car, truck, or SUV, let us know when you come in and we will be happy to help you spread out the cost over the term of your loan.

Yes. Most car loans bundle the taxes, registration fees, and other related expenses into the loan. This is a great way to reduce the upfront expenditures associated with buying a car and registering it.

Clement Supercenter is committed to offering you the most competitive financing rates possible in the Greater St. Louis Area! How do we do this? By working with lots of lending institutions and being flexible regarding your credit history, loan terms, and past financial hardships or considerations, we are able to provide access to impressively low rates that put you behind the wheel of your dream car and still keep your bank account happy along the way.

Want to learn more about your specific loan rate? It's easy, call 636-946-4222 today.

The short answer? It's easy, convenient, and it's the best option. We employ a swift process that keeps your interest rate and fees low. We work hard to find the best loan terms and our team makes a point to keep you in the know from start to finish.